Saturday, February 8, 2014

California Local Builders Association

The National Association of Home Builders is a trade association that helps promote the policies that make housing a national priority. Local Building industry associations have their statements on how to help; North State Building Industry Association: We are a community-based organization representing more than 400 homebuilder and associate members, along with the more than 35,000 jobs that turn the dream of homeownership into reality throughout the greater Sacramento region.  See the Local Builders' Associations below.

California BIA
Local # 0500
1215 K Street
Ste 1200
Sacramento CA 958143610
Inquire About Membership
David Cogdill
Phone: 916-443-7933
Fax: 916-443-1960 
Councils: Professional Women in Building
Home Builders Association of Tulare/Kings Ctys
Local # 0505
PO Box 3930
Visalia CA 93278
Inquire About Membership
Bob Keenan
Phone: 559-625-5447
Fax: 559-625-2690 
Home Builders Association of Kern County
Local # 0510
PO Box 21118
Bakersfield CA 933901118
Inquire About Membership
Donna Carpenter
Phone: 661-633-1316
Fax: 661-633-1317 
Building Industry Association of the Greater Valley
Local # 0513
1701 W March Lane
Ste F
Stockton CA 95207
Inquire About Membership
John Beckman
Phone: 209-235-7831
Fax: 209-235-7837 
Councils: 50+ Housing
BIA of Fresno/Madera Counties
Local # 0516
1530 E. Shaw Ave
Fresno CA 93710
Inquire About Membership
Michael Prandini
Phone: 559-226-5900
Fax: 559-226-5903 
Councils: Professional Women in Building
BIA of Fresno/Madera Counties - Madera Chapter
Local # 0516
1530 E. Shaw Ave
Ste 113
Fresno CA 93710
Inquire About Membership
Charlie Crabtree
Phone: 559-226-5900
Fax: 559-226-5903 
BIA Southern California Inc - Principal Office
Local # 0532
17744 Sky Park Circle Suite 170
Irvine CA 92614
Inquire About Membership
David Shepherd
Phone: 949-553-9500
Fax: 949-769-8942 
Councils: 50+ Housing | Remodelers | Sales & Marketing | Professional Women in Building
Current Education License Holder
BIA Southern California Inc - Baldy View Chapter
Local # 0532
8711 Monroe Ct
Ste B
Rancho Cucamonga CA 917304804
Inquire About Membership
Carlos Rodriguez
Phone: 909-945-1884
Fax: 909-948-9631 

Current Education License Holder
BIA Southern California Inc- LA/Ventura Chapter
Local # 0532
28480 Ave Stanford
Ste 240
Santa Clarita CA 91355
Inquire About Membership
Tim Piasky
Phone: 661-257-5046
Fax: 661-705-4489 

Current Education License Holder
BIA Southern California Inc - Orange County Chapter
Local # 0532
17744 Sky Park Circle
Ste 170
Irvine CA 926146734
Inquire About Membership
Michael Balsamo
Phone: 949-553-9500
Fax: 949-553-9507 

Current Education License Holder
BIA Southern California Inc - Riverside County Chapter
Local # 0532
3891 11th St
Ste 312
Riverside CA 925012971
Inquire About Membership
Bill Blankenship
Phone: 951-781-7310
Fax: 951-781-0509 

Current Education License Holder
BIA of the Bay Area
Local # 0538
101 Ygnacio Valley Rd
# 210
Walnut Creek CA 94596
Inquire About Membership
Bob Glover
Phone: 925-951-6840
Fax: 925-951-6847 
Councils: 50+ Housing | Sales & Marketing | Professional Women in Building
North State BIA
Local # 0540
1536 Eureka Rd
Roseville CA 956613055
Inquire About Membership
Michael Strech
Phone: 916-751-2747
Fax: 916-677-5734 
Councils: 50+ Housing | Remodelers | Sales & Marketing
BIA of San Diego
Local # 0556
9201 Spectrum Center Blvd
Ste 110
San Diego CA 921231407
Inquire About Membership
Borre Winckel
Phone: 858-450-1221
Fax: 858-552-1445 
Councils: Sales & Marketing
HBA of the Central Coast
Local # 0570
PO Box 748
San Luis Obispo CA 93406
Inquire About Membership

Sacramento Mobile Notary Signing Agent, Spanish Translation, Apostille service. Tel 1-707-992-5551

Monday, January 27, 2014

Sacramento Real Estate

From Elizabeth Weintraub, #1 Lyon agent in Sacramento County, 40 years of experience. Her website.

Super Bowl Sunday 2014 and Sacramento Open Houses

Super Bowl SundayHome buyers in Sacramento were out in droves over the weekend, attending open houses, touring new listings and writing offers. This was the one weekend in January to do it because we got a break in those football games. Granted, I am not a person who watches football. I am probably in the minority but football doesn’t interest me. Not even if I imagine the team players as short sale negotiators at various banks — oh look, Bank of America just swiped the ball from Green Tree, and Wells Fargo bashed PNC in the head.  Nope, still doesn’t do it for me.
Next weekend, of course, will be Super Bowl Sunday 2014, and it’s just not a good weekend for an open house. Oh, sure, there are Super Bowl widows and widowers who will be out and about, but the bulk of Americans will be focused on who will win the Super Bowl. Big Super Bowl parties everywhere except at my house. I’m not even sure who is playing, I think Denver and . . . After we get past this next weekend, it should be clear sailing through spring into summer for ...Sacramento real estate.
Browse her listings  


Sacramento Mobile Notary Public Signing Agent, Spanish

Sunday, November 17, 2013

Advance planning for incapacity - Alzheimer's Disease.

Advance Planning Can Help Relieve the Worries of Alzheimer’s Disease

The “ostrich syndrome” is part of human nature; it’s unpleasant to observe that which frightens us.  However, pulling our heads from the sand and making preparations for frightening possibilities can provide significant emotional and psychological relief from fear.

When it comes to Alzheimer’s disease and other forms of dementia, more Americans fear being unable to care for themselves and burdening others with their care than they fear the actual loss of memory.  This data comes from an October 2012 study by Home Instead Senior Care, in which 68 percent of 1,200 survey respondents ranked fear of incapacity higher than the fear of lost memories (32 percent).

Advance planning for incapacity is a legal process that can lessen the fear that you may become a burden to your loved ones later in life.

What is advance planning for incapacity?
Under the American legal system, competent adults can make their own legally binding arrangements for future health care and financial decisions.  Adults can also take steps to organize their finances to increase their likelihood of eligibility for federal aid programs in the event they become incapacitated due to Alzheimer’s disease or other forms of dementia.

The individual components of advance incapacity planning interconnect with one another, and most experts recommend seeking advice from a qualified estate planning or elder law attorney.

What are the steps of advance planning for incapacity?

Depending on your unique circumstances, planning for incapacity may include additional steps beyond those listed below.  This is one of the reasons experts recommend consulting a knowledgeable elder law lawyer with experience in your state.

  1. Write a health care directive, or living will.  Your living will describes your preferences regarding end of life care, resuscitation, and hospice care.  After you have written and signed the directive, make sure to file copies with your health care providers.
  2. Write a health care power of attorney.  A health care power of attorney form designates another person to make health care decisions on your behalf should you become incapacitated and unable to make decisions for yourself.  You may be able to designate your health care power of attorney in your health care directive document, or you may need to complete a separate form.  File copies of this form with your doctors and hospitals, and give a copy to the person or persons whom you have designated.
  3. Write a financial power of attorney.  Like a health care power of attorney, a financial power of attorney assigns another person the right to make financial decisions on your behalf in the event of incapacity.  The power of attorney can be temporary or permanent, depending on your wishes.  File copies of this form with all your financial institutions and give copies to the people you designate to act on your behalf.
  4. Plan in advance for Medicaid eligibility.  Long-term care payment assistance is among the most important Medicaid benefits.  To qualify for Medicaid, you must have limited assets.  To reduce the likelihood of ineligibility, you can use certain legal procedures, like trusts, to distribute your assets in a way that they will not interfere with your eligibility.  The elder law attorney you consult with regarding Medicaid eligibility planning can also advise you on Medicaid copayment planning and Medicaid estate recovery planning.

Sacramento Estate Planning - Asset Protection - Special Needs Planning - Elder Law - Living Trusts -
Probate and Estate Administration - Medi-Cal Planning - Wills and Trusts - Planning for Children


Sacramento Mobile Notary Signing Agent, Spanish Translation, Apostille service. Tel 1-707-992-5551

Friday, November 1, 2013

30yr Fixed conforming rate quote (best-execution) up to 4.25%.

Mortgage rates continued higher today, after breaking a very long, very flat streak following last week's jobs numbers.  Like yesterday, today's culprit was stronger-than-expected economic data, this time from the national Institute for Supply Management (yesterday's was the regional Chicago ISM).  The losses were more pronounced, however, bringing the most prevalent 30yr Fixed conforming rate quote (best-execution) up to 4.25%.
  • Uncertainty over the Fed's bond-buying plans and more recently over Fiscal Policy has been making for a tough interest rate environment.
  • A lack of data due to the government shutdown caused rates to experience moments of paralysis while headlines suggesting the shutdown might/might-not end, as well as a seizing-up of short term funding markets caused unexpectedly high volatility--enough to be felt in longer term rates like mortgages.
  • After a deal was reached to avoid going over the debt ceiling, funding markets thawed and rates returned to the same 'wait and see' range that existed before the Fiscal drama.  
  • Markets continue to be most interested in economic data and its suggestions about the longer term trajectory of the economy.  This will shape expectations for Fed policy in the coming months, and thus inform the direction of interest rates.
  • The stronger the data the more likely the Fed is seen as reducing asset purchases.  Rates would rise under this scenario, but the most recent FOMC Meeting (and more importantly, the Fed's decision to hold off on tapering) suggests that they'll attempt to keep the pace of rising rates moderate as long as inflation isn't adversely affected.  The delayed release of the September jobs numbers on October 22nd helps confirm that.
  • (As always, please keep in mind that our Best-Execution rate always pertains to a completely ideal scenario.  There are many reasons a quoted rate may differ from our average rates, and in those cases, assuming you're following along on a day to day basis, simply use the Best-Ex levels we quote as a baseline to track potential movement in your quoted rate)....


Saturday, October 26, 2013

Close of Escrow

Lots of borrowers ask me what and when is the close of escrow. Here is clear explanation. “Closing an escrow” is a term that creates much confusion for borrowers even if they are refinancing. The general term means when final papers are signed on a loan and the title is transferred to the new owner. Whether it is a purchase or a refinance, when a borrower enters into a transaction with a property an escrow is opened with a title company. An escrow office is working on the transaction at the same time as the lender is processing the loan and the real estate agent is ordering any needed inspections. The escrow officer will be receiving information both from the loan officer and the real estate agent through out the transaction period which is typically between 30 and 45 days. In addition the escrow officer will be checking on anything that affects the title of the property. Existing homeowners often wonder about why this is necessary when they already own the property but things like liens against the property have to be resolved before a transaction can close. Sometimes people don’t even realize that there is a lien against their property. The lender typically doesn’t have the final loan documents ready to send to title until somewhere between 3 and 5 days before the close of escrow. When the escrow officer receives those papers and reviews them, they then prepare the HUD I (also called the settlement) that shows the final figures involved such as whether a borrower owes any money or whether they are receiving any cash back. When the HUD I is ready the borrowers will go in to sign the final loan documents–these are the ones that will then obligate you to that loan. The timing on an escrow is critical but the lender can’t usually tell you a week in advance exactly when the signing will take place. Just be prepared that you will need to take off a couple of hours to sign those papers so you aren’t rushed. Borrowers often want to sign after work but most title companies close at 5 so their last appointment is around 4. If taking time off isn’t an option for you there are signers who can go to your home or meet you somewhere but there is an extra charge for this service which is typically $75 or more depending on the title company and where the signing is. Once signed the papers go back to the lender where the funder reviews them for conditions and/or omissions. This can take another day or two because the funder often receives a lot of files at one time and because they only fund before a certain hour in the day. When the title company receives the funds they then take the papers to be recorded and title is transferred. This is the actual close of escrow!  Michele Dillingham has been writing the First Lady of Finance™ column since 1997. The column appears regularly in the Saturday Real Estate section of the Sacramento Bee and focuses on financing homes in California. Her column First Lady of Finance on the Real Estate section October 26, 2013 summarizes the differences between Real Estate Agents and Realtors, and how they subscribe to the code of ethics through the National Association of Realtors, Sacramento Association of Realtors and The California Association of Realtors.

Sacramento Mobile Notary Signing Agent, Spanish Translation, Apostille service. Tel 1-707-992-5551

Sunday, October 20, 2013

California Mobile Notary Network.

California Mobile Notary Network - Signing Agents - Loan Signings.


The California Mobile Notary Network is a select group of dedicated, independent, professional notaries public providing the highest level of mobile document signing services throughout California.  Members of the Network are among the most experienced, knowledgeable and skilled notaries public in the state.  When you retain a notary from the California Mobile Notary Network you may rest assured that you are getting the best in the business -- guaranteed.  Count on Network members to complete your signings with accuracy, precision and absolute confidentiality.

Network members are selected by invitation only.  Members must meet stringent membership criteria encompassing experience, integrity and availability.  The California Mobile Notary Network currently provides services in more than 30 counties in California.

These members of the California Mobile Notary Network are ready, willing and eminently able to meet your notary needs:


Jan KohakeFresno, Kern, Kings and Tulare Counties
(559) 647-1481

As sole owner and operator of Jewel of the Valley Mobile Notary Public, Jan Kohake has been performing notarizations for Visalia and the surrounding communities for over nine years.  She will travel to you for your convenience to notarize your signature(s), whether it be at your place of employment, your home, or at the local coffee shop. There is no notarization too small; her work is 100% guaranteed.  And, as a public official, Jan  is dedicated to upholding all notary laws set forth by the California Secretary of State. She cannot prepare, draft, select or determine a legal document, nor give any advice pertaining to a legal document, you will need to contact an attorney.  Please call 559-647-1481 or go to her website for more information by clicking on her name or a pertinent city, when you are in need of any notarial services. Thanks.


Kimberly D. McKendell
Los Angeles & Orange Counties
(562) 477-3166

With over twelve years of experience as a certified notary public and loan signing agent, Kimberly McKendell guarantees a flawless mortgage loan closing from start to finish. Exceptional customer service, attention to detail, reliability and professionalism are what you can expect. Conveniently based in Long Beach, she travels to cities in both Los Angeles and Orange Counties. Kimberly has extensive experience with both commercial and residential loans, e-documents, purchases, helocs, refinances, second mortgages, piggybacks, and reverse mortgages. All notarizations for living trusts, apostilles, medical records, foreign adoptions, title transfers, prenuptial agreements, and power of attorney documents will be completed promptly and efficiently. For premier mobile notary services, give Kimberly a call today!


Linda Spanski
San Diego County
(760) 505-9956

When you need it done right--and right away--call Linda.  A full-time mobile notary since 2000, Linda has experience with all types of general notary work and has closed more than 6,000 loans in North San Diego County.  With a focus on top-notch, friendly customer service, her familiarity with reverse mortgages, e-signings, powers of attorney, trustee signings and other tricky issues assures that all documents will be signed and notarized correctly.  Your electronic documents  will be laser printed according to your specifications.  Linda's education, experience and attention to detail assure that all notarizations comply with California law.  Linda is an approved signing agent for all Fidelity National Title affiliates and guarantees all her work.


  Patricia C. Crooks
  Amador, El Dorado, Placer and Sacramento Counties   
  (530) 613-4092

Patricia has been a commissioned California Notary Public since 2005.  Her strong business acumen, professionalism, and past experience working with the public in customer service has provided her with the necessary skills required to be a successful Notary Public.  She is knowledgeable and experienced in all aspects of mortgage loan documents and serves the greater public as a traveling mobile notary.

She is a member of the National Notary Association, has been background checked, and carries $100,000 E & O coverage.  Additionally, Patricia offers rush Apostille service and carries an electronic seal.  If you are looking for quality work with white glove service, please give her a call. 

Patricia serves the greater Sacramento area, El Dorado County and much of Amador and Placer Counties.  Key cities: Placerville, Eldorado Hills, Folsom, Citrus Heights, and Sacramento.


  Sergio Musetti
  Placer, Sacramento and Yolo Counties
  (707) 992-5551

Sacramento Mobile Notary. Certified Signing Agent and Notary Public since 2003, Sergio Musetti provides prompt, professional, "white glove" service to business and individuals, 24 hours a day, seven days a week.

A member of the National Notary Association and the California Mobile Notary Network, Sergio offers his services to attorneys, escrow officers, real estate agents, loan consultants, loan officers, mortgage brokers, hospitals, and the general public notarizing legal, business, real estate, financial, medical, electronic and other documents at your office, residence, or any other location convenient to you, like Starbucks.

Areas of Service: Placer, Sacramento and Yolo Counties.

Additional services: fingerprinting, Apostille ServiceServicio de Apostilla, corporate filings, Spanish translation and interpreting.

Languages spoken: English, Spanish, Italian
Servicio de Apostilla de California, legalizacion de documentos, certificacion, notarizacion, traduccion, Fedex.


Janet K. Berger
Orange County
(949) 310-9586

An experienced, polished professional, Janet Berger offer courteous, reliable loan document signing and mobile notary services in English and Spanish.  She's been a notary public since 2000 and a full-time signing agent since 2002.  She has personally successfully completed thousands of loan signings, including refinance transactions, purchases (buyer, seller, cash, short sale, REO), HELOCs, reverse mortgages, structured settlements, timeshare properties, auto loans, etc. -- and she guarantees her work.  Janet is very familiar with estate plan documents and has extensive experience with all kinds of general notary work.  Based in Lake Forest, she is centrally located to travel to all of Orange County. When working with Janet, you can be assured that you're dealing with a notary who is not only knowledgeable about loan documents and current notary law, but is responsive to your needs, attentive to detail, careful about confidentiality and who treats every signer with respect and consideration.


   Cheryl Elliott     
    Santa Barbara and Ventura Counties
    (805) 680-6224

Fidelity Approved Agent...and THE best of the best Notary Loan Signing Agents on the Central Coast of California for your white glove loan signing requirements.  Cheryl provides a professional, reliable, error free experience with your valuable clients that guarantees an accurately signed loan, every time.  Co-author of "How To Become A Wildly Successful Loan Signing Agent".  Providing 24 hours 7 days a week personal service by appointment.  E-signing certified; e-mailed docs accepted for same day signing. Cheryl has a laptop with air card and does travel the California Central Coast. Professional fully training Signing Agent qualified in all types of loan closings, residential, commercial and reverse mortgage products. Loan packages can be accepted in all formats. Highly Competitive Rates.  Top Drawer Concierge Service! 


   Jeanne Stange     
  Riverside County
  (760) 219-0873

Since 2002 Jeanne has been a full-time mobile notary and loan signing agent.  She has successfully signed thousands of loans, including refinances, HELOCs, purchases, sales, reverse mortgages, commercial loans, modifications and automobile loans.  She has a great deal of experience in estate planning documents, POA's, Advance Health Care directives and all types of general notary work.

With over 9 years experience serving the beautiful Coachella Valley, Jeanne guarantees her work and takes pride in attention to detail.  She provides professional, reliable, ethical notary services and is available to travel to your home, office, hospital, or mutual meeting place.  Appointments are preferred; however same day service is also available.

Jeanne is a member of the National Notary Association, background screened and a Certified Loan Signing Agent.  She is bonded and insured.


 Ron Adams     
 Imperial, Riverside and San Diego Counties
 (760) 554-8275

Ron Adams, owner of Ron's Mobile Notary Service, has been a notary public since March 2006.  Being a retired Imperial County Deputy Sheriff (17 years) and a former California Highway Patrol Officer (17 years), Ron is very detail oriented and strives to provide the very best notarial services possible.  His area of coverage includes all of Imperial County and remote areas of eastern San Diego and Riverside Counties.  Ron has successfully completed several hundred loan document signings for many signing services and title companies with an emphasis on accuracy.

For any notarial needs within Imperial County, do not hesitate to give Ron a call at (760) 554-8275.  Knowledge, accuracy and dependability are the attributes you can expect from Ron's Mobile Notary Service.


Terrie Gillett
Marin County
(415) 686-6613

As a full-time, Certified Loan Signing Agent in Marin County with 6 years of experience, Terrie has successfully closed 1,500 loans including purchases (owner occupied, 2nd home/investment/commercial), Refi's, Lines of Credit, Reverse Mortgages and Seller docs.  Background screened through the NNA and LexisNexis, Terrie is on the approved list for First American Title, Old Republic Title and Chicago Title, additionally, she is certified through the NNA.

As a professional signing specialist, Terrie confirms back to you at every point of contact, she puts the borrower's docs in a clean manila envelope, and all checks for an amount due are returned to you in a neon green envelope.  She double-checks her loans for missing signatures, initials, dates, legible writing, completed forms (Trust Certs, Borrowers Indemnity, Autopay, Proceeds, etc.) and name/address spelling.


 Mary Steele Los Angeles, Riverside and San Bernardino Counties
 (760) 880-0299

Since 2005, Mary has completed signings for mortgage, title and escrow companies, medical facilities, attorneys, detention centers, and the general public. She is insured and bonded and is a 2013 background screened agent with the National Notary Association.  Mary is a certified loan closing specialist with extensive experience notarizing all kinds of documents such as powers of attorney, trusts, advanced health care directives, permission for minors to travel and DMV forms.

What sets Mary apart is that she prides herself in offering personalized service. She makes clients feel comfortable while patiently reviewing and pointing out pertinent information in loan documents.   Mary is accommodating and returns documents in a timely manner, with updates throughout the loan signing process.   She is centrally located in San Bernardino County and covers some communities in surrounding Riverside and Los Angeles counties. 

If you want smooth, error-free signings, and one who pays attention to detail, then call Mary.  Mary is committed to providing clients with accurate signings.  She guarantees her work!  Quality counts.  You have a choice, so why not choose the best?  Call or text (760) 880-0299


Loan Related Services 

The notary public is often the only person your clients ever meet in person. Let the face they see be the California Mobile Notary Network member who will represent your company in a professional and confidential manner and assure that your client receives the highest level of customer service. We meet with your clients at their home, workplace or other location of their choice at the time that is most convenient for them.

A Notary Signing Agent is a Notary Public who is hired as an independent contractor to ensure that real estate loan documents are properly executed by the borrower, notarized, and returned for processing.  A Notary Signing Agent is not an employee of the lender or title company, but acts as a neutral third party to confirm the identity of the signer and assure that all documents are signed correctly.  Since state law and lenders often require certain forms to be notarized, a valid Notary commission is essential for persons performing loan document signings.  Typically, the Notary Signing Agent contracts with the lender or with a title or escrow company in the transaction to facilitate the signing.

Notary Signing Agent Services
  •  Purchase
  •  Refinance
  •  Piggy-Backs (1st and 2nd)
  •  Home Equity Lines of Credit (HELOCS)
  •  Investment/Vacation Property Loans
  •  Reverse Mortgage 
  •  E-Signings (Some Agents)
  •  Structured Settlements
  •  Fidelity Company approved (Some Agents)

Notary Services

Our network members are available to notarize many different types of documents.  Some of the most common are listed below ~
  • Adoption Paperwork
  • Advance Health Care Directives
  • Affidavit of Support
  • Apostille
  • Application for Domestic Partnership
  • Complete Loan Packages
  • Declaration of Homestead
  • Deed of Trust
  • Grant Deed
  • Marital Settlement Agreement
  • Medical Records
  • Patent Agreements
  • Permission to Travel
  • Power of Attorney
  • Pre-Nuptial Agreement
  • Quit Claim Deed
  • Spousal Consent Form
  • Timeshare Documents
  • Traffic School Final Exams
  • Trust Documents


A Few Testimonials From Some of our Clients
I refer all of my clients and escrow officers to Janet.  She has always been a professional in every sense of the word.  Loan document signing is a very critical process and Janet's knowledge of the process and details really helps the clients feel comfortable that they are dealing with someone who not only knows what she is doing, but who also cares.
Duane B. ~ Real Estate Broker Manager

Dear Kimberly,

I have been very pleased with the outstanding notary work that you have provided for me and my clients. You are a true professional and I will continue to refer as many clients to you as possible. It is very comforting to know that I can refer clients to someone who really cares about my reputation, and most of all, cares about the client.

Best Regards,
Donna N. ~ Area Manager, Senior Financial Corp.

Dear Linda,

Thanks again for your extraordinary work on the loan signing. Would that all notaries were as committed and professional as you. We look forward to working with you in the future.

James D. ~    

Sergio was great! He took care of business for us quickly, professionally, and with no problem. Use him with confidence. B.D. Fort Lauderdale FL

Sergio was so helpful.  I called him for a last minute notary and he was at my house 20 minutes later.  Great service!!! Brandi H, West Sacramento, CA

thanks to Sergio... everything was very good, very helpful, good service, I received my certified documents, translated, and apostilled.... super faster. Skarli P. Antioch, CA

Mr. Musetti is prompt, professional and reliable.  He has a wide knowledge of all legal documents, including notary requirements, international apostille, real estate loans and modifications, reverse mortgages, etc.  As an attorney, I rely on him to assist my clients in the greater Sacramento area. Joan M, Sacramento, CA

Absolutely wonderful, I would recommend Sergio's services to anyone. He was fast, courteous, professional, knowledgable, you can't ask for more!. Ernie P. Austin, TX

I didn't really believe that anyone can help me, but Mr. Musetti actually notarized and got an apostille on the document, when I was all over in Poland. Mr. Musetti opened the door to college in Poland for me, I really appreciate it. It took one day, everything went smooth. Great service. Szczepan W. Saint-German-en-Laye, Yvelines, France.